24/7 UK and European Breakdown Cover from £75 per vehicle. Arranged by Chris Knott and provided by On Insurance in partnership with the AA.
A roadside vehicle breakdown is never convenient, and it rarely happens at a good time. Whether it’s a flat battery at home or a puncture on a longer journey, having Breakdown Cover in place means help is available when you need it.
At Chris Knott, we arrange vehicle Breakdown Cover for cars, motorcycles and light commercial vehicles, with assistance provided by On Insurance in partnership with the AA. That gives you access to a nationwide network of patrols and 24-hour support across the UK and Europe.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Our business and personal cover options in the event of a breakdown are available in two levels, depending on how and where you drive.
This option is suitable if you don’t travel abroad and want reliable vehicle cover anywhere in the UK. Only available within 24 hours after buying cover, it includes*:
The UK-only car Breakdown Cover includes 2,500 patrols nationwide, 4 out of 5 vehicles at the roadside, repairs done in less than 30 minutes, cover for the driver and up to 7 passengers, as well as a lack of fuel/charge.
*RESTRICTIONS: In the UK, the tow to a local repairer may not be within opening hours.
With this Breakdown Cover option, you can receive all UK benefits, along with enhanced protection and European cover**. Additional benefits include:
If you have more than one vehicle in your household, you can arrange separate Breakdown Cover policies and benefit from preferential rates. These include the following features:
| Features | UK Only Cover | UK+ and Europe Breakdown Cover |
|---|---|---|
| HomeStart | ✓ | ✓ |
| Roadside Assistance | ✓ | ✓ |
| National Recovery | ✓ | ✓ |
| Fault Diagnoses | ✓ | ✓ |
| Enhanced Onward Travel | ✓ | |
| Replacement Hire Car | ✓ | |
| Medical Recovery | ✓ | |
| Overnight Accommodation | ✓ | |
| Alternative Travel Costs | ✓ | |
| Vehicle Drop-Off Service | ✓ | |
| 24-hour Helpline | ✓ | |
| European Recovery | ✓ | |
| Break-in Cover | ✓ | |
| Parts Sourcing | ✓ | |
| Emergency Accommodation | ✓ | |
| Price | £75 | £100 |
Each vehicle requires its own annual policy, and additional vehicles cannot be added to an existing policy. The above additional vehicle rates only apply where there is a full-price policy active at the start of a new policy.
*RESTRICTIONS: The breakdown service is only available 24 hours after you have bought cover. If assistance is needed immediately, an additional charge will be payable. The registered vehicle must be roadworthy, within 3.5 tonnes and no wider than 2.55m. In Europe, the vehicle must also not be longer than 7m and no higher than 3m. Maximum party size of 8 persons. In the UK, the tow to a local repairer may not be within opening hours. Within Europe, your registered vehicle will not be recovered if it will cost more than its current market value or if the cost of repairs is £500 or less. Motorcycles under 200cc are not covered in Europe.
**RESTRICTIONS: A separate annual policy will be required in all cases. Additional vehicles cannot be added to an existing policy. The above additional vehicle rates only apply where there is a full-price policy in force at the inception of the new policy. These terms also apply at renewal.
You can get a breakdown policy for a wide range of vehicles. Our experienced team can help you find the type of Breakdown Cover best suited to your type of transport, which can include:
There are no vehicle age limits, which means older, classic and vintage vehicles can be covered alongside newer models. Vehicles must be roadworthy and within the maximum weight of 3.5 tonnes and the maximum width of 2.55 metres.
If you already have Breakdown Cover in place, contact your emergency helpline as shown in your policy documents for immediate assistance.
If you do not currently have cover, our team can arrange protection for future peace of mind - with policies becoming active 24 hours after purchase.
We’ve been helping motorists across the UK since 1983, with over 40 years’ experience arranging insurance and related cover that works in real-life situations.
Our Breakdown Cover is provided by On Insurance in partnership with the AA, giving you access to a nationwide network of patrols and 24-hour call centres. We’ve negotiated preferential rates to help keep costs competitive, particularly for households with more than one vehicle.
Based in Hastings, East Sussex, we’re authorised and regulated by the Financial Conduct Authority (FCA Register No: 304452), giving you confidence that you’re dealing with a reputable broker.
If you’re looking for a reliable cover level that offers good value and practical support for motor breakdowns, we can help. With prices starting from £75 per vehicle and assistance provided by On Insurance in partnership with the AA, our cover is designed to be straightforward, hassle-free and dependable. Contact our UK-based team to arrange cover, talk through your options.
Dive into our Knowledge Hub to explore easy-to-read articles on all things motor insurance - from breakdown cover and agreed value policies to the latest news, tips on excess, no-claims bonuses and more. It’s our way of empowering you with insight - because informed drivers make better coverage choices.
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ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every breakdown cover policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
