Running a business comes with responsibility, and not just for profits. Directors, officers, and senior managers can be held personally liable for decisions made in the course of managing a company. Chris Knott’s Management Liability Insurance protects you and your leadership team from the unexpected legal and financial risks that can arise from those responsibilities.
We work with trusted UK insurers to arrange cover that gives you confidence in the boardroom, whether you’re leading a start-up, SME, or an established organisation.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Management Liability Insurance is designed to protect individuals in senior positions if a claim is made against them in relation to the way they manage the business. This can include allegations of breach of duty, negligence, mismanagement, or employment disputes.
Without this cover, directors and officers could be forced to pay legal costs and compensation out of their own pockets, even if the company itself is insured. Our role is to ensure you have comprehensive protection that recognises the real risks today’s leaders face.
A typical management liability policy includes three key areas:
Directors & Officers (D&O) Liability – personal cover for claims made against directors or key decision-makers
Company Legal Liability – protects the business itself against certain legal actions
Employment Practices Liability – covers claims arising from HR issues, including wrongful dismissal or discrimination
We can help tailor your policy based on your company’s size, industry, and exposure, and make sure you’re covered where it counts.
Chris Knott Insurance is great to deal with and always beats everything else on the market.
Neville Dugdale
The most common questions we're asked about management liability insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Management Liability Insurance protects your business financially in cases of alleged wrongdoing. It usually includes three types of cover:
Claims of wrongdoing can arise from stakeholders, regulators, members of the public and your own employees. They could concern alleged breaches of trust, health & safety failures, negligence and sexual harassment, among other things.
As businesses and their staff are increasingly being held to account for their actions, having the right cover in place can give you valuable financial protection if a claim is made. This will help you to pay the costs of defence, investigation, damages and compensation. It will also help to protect your leaders’ personal assets.
Management Liability Insurance is made up of different types of cover to provide comprehensive protection for many common business risks.
It therefore usually includes Directors And Officers Insurance, Corporate Liability Insurance and Employment Practice Insurance.
Directors And Officers Insurance protects your past, present and future directors, partners and officers against claims of alleged wrongdoing. This could include mismanagement of pension funds, investment without due diligence or negligence. It provides financial support which can help to pay for defence costs, damages and compensation.
Corporate Liability Insurance is similar to D&O Insurance, but it provides protection to the business as an entity rather than an individual.
Employment Practice Insurance protects your business and its employees in cases of alleged employment practice violations. This could include unfair dismissal,harrassment, discrimination and stress caused by work. This insurance will help to cover the costs of defence and judgement.
Typical indemnity limits start at £1 million, but depending on your business and the sector you work in, you may need more.
MLP Insurance is not a legal obligation.
However, businesses are coming under more intense scrutiny. There is now more emphasis on corporate social responsibility, equality and diversity, and correct management of pension funds. This has increased the exposure of businesses and their leaders to risk.
Protecting your business from claims of wrongdoing can therefore give you valuable piece of mind. With the right cover in place, you can protect your senior leaders, employees and the organisation itself from the potentially huge expenses of defending a claim of wrongdoing and any resulting compensation.
This may sound more suited to large corporations, but even small companies can be faced with claims of wrongdoing. For instance, you could be accused of harassing your staff, or a claim could be raised against you if an employee is seriously injured while working for you.
The cost of Management Liability Insurance depends on your business and its unique risks.
When getting a quote, the following factors will also influence the price:
To get a clear idea of the cover your business needs and how much it will cost, you can speak to the Chris Knott Insurance team today
Whatever your trade or business, we arrange tailored commercial insurance from a panel of leading UK insurers. Browse our full range below.
One broker, many kinds of cover - all handled by our UK-based team.
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ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every management liability insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
