Chris Knott Insurance

Spanish Imports Insurance

A Spanish-market SEAT, a classic Hispano-Suiza, or a Spanish-built saloon can present mainstream insurers with more questions than they're prepared to answer. At Chris Knott Insurance, we arrange specialist cover for Spanish imports, taking your paperwork, the car's history, and how you use it into account.

Our UK-based team works with insurers who understand imported vehicles properly - whether you've got a right-hand converted saloon or a left-hand drive classic you keep for weekends.

UK-Based Team
Not on Comparison Sites
Spanish Imports Insurance
2,200+ reviews
4.9
40+
Years' Experience
Why specialist cover

What makes insuring a Spanish import different?

Spanish imports cover a wider spread than most people expect. At the everyday end there are SEAT-market variants - early Ibiza, Marbella, the SEAT 124 and 1430, plus home-market Leon and Toledo trims that never arrived here. At the rare end you find pre-war Hispano-Suiza H6 and K6 grand tourers, and the Pegaso Z-102 supercars that briefly rivalled Ferrari in the 1950s. All of them are left-hand drive, most carry Spanish V5 paperwork that needs translating, and none of them fit cleanly into a UK rating engine. Mainstream insurers typically default to a UK-sold equivalent that doesn't exist, and the quote goes out accordingly. We arrange cover that recognises the car's real identity.

What makes insuring a Spanish import different?
The need

Why do you need specialist Spanish import insurance?

For pre-war and 1950s Spanish classics, valuations are driven almost entirely by individual examples - a Hispano-Suiza H6B with original coachwork and documented ownership can sit far above any book value, and the only route to a settlement that reflects reality is an agreed-value policy built around the car itself. For everyday SEAT imports and home-market variants, the challenge is the opposite: premiums get inflated because the insurer can't benchmark them and defaults to the highest-risk bracket. LHD configuration, hard-to-source Spanish-market parts, and a VIN that can trip UK databases are all standard friction. Our panel arranges agreed value and classic-import policies that sit right for the car.

Why do you need specialist Spanish import insurance?
What's covered

What does Spanish import insurance cover?

A typical Spanish import policy arranged through our panel can include:

  • Agreed value cover for Hispano-Suiza, Pegaso Z-102 and other pre-war or 1950s grand tourers
  • Classic-car rating for SEAT 600, 124, 1430, Ibiza Mk1, Marbella and home-market Leon/Toledo variants
  • LHD cover without automatic loading
  • Limited-mileage and laid-up cover for cars used only at weekends or on the show circuit
  • Cover for hard-to-source Spanish-market parts and trim
  • UK and European breakdown cover, with specialist recovery for non-runners
  • Option to run the import alongside a daily driver on a multi-car policy

Call our UK-based team with the VIN, the paperwork and a few photos, and we'll take it from there.

What does Spanish import insurance cover?
Frequently Asked Questions

Your Spanish Imports Insurance Questions Answered

The most common questions we're asked about spanish imports insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.

How does importing from Spain affect insurance?

When importing a vehicle from Spain or other EU countries, several factors can impact your insurance. Your vehicle must be properly registered with the DVLA and have passed all necessary inspections, including obtaining a valid MOT certificate and ensuring compliance with UK road regulations. Any modifications made to meet UK standards must be declared to your insurer. This includes lighting adjustments, speedometer changes, and any other technical modifications required for UK road legality.

What types of Spanish import insurance cover do you offer?

We provide various levels of coverage to suit your needs, including fully comprehensive insurance, third-party fire and theft, and third-party only. Our comprehensive coverage includes full protection for your vehicle, coverage for accident damage, fire, and theft, protection against third-party claims, optional breakdown cover, windscreen coverage, and personal effects coverage. We ensure you get the coverage you need, whether you're using your vehicle for daily commutes or occasional drives. Our policy covers are designed to meet the specific needs of Spanish imports and their owners.

Can you insure modified Spanish imports?

Yes, we specialise in providing insurance for modified vehicles, including Spanish imports. Whether your vehicle has performance enhancements or aesthetic modifications, we can help find appropriate coverage. Just ensure you declare all modifications when obtaining a quote.

How can I get the best price on Spanish import insurance?

While Spanish import insurance can sometimes be more expensive than standard car insurance, we work to find you the most competitive rates. Installing approved security devices, maintaining a clean driving record, agreeing to limited annual mileage, and transferring any existing no-claims bonus can all help reduce your premium costs. We also offer special considerations for young drivers importing vehicles from Spain or other EU countries.

Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

IW
Written by
Ian Willis
Chris Knott Insurance
SC
Reviewed by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
Get Your Quote Today

Get Your Spanish Imports Insurance
Quote

Every spanish imports insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.

Monday to Friday 9am – 5pm
[email protected]

Get Your Quote

Fill in the form below and our team will be in touch with your personalised spanish imports insurance quote.