Owning a listed building comes with rewards and restrictions in equal measure - and standard home insurance rarely understands either. At Chris Knott Insurance, we arrange specialist cover for Grade I, Grade II*, and Grade II listed properties, taking into account the period construction methods, heritage materials, and planning obligations that come with your home.
Our UK-based team works with insurers who properly value the work of restoring and maintaining listed properties. Whether you live in a Georgian townhouse, a medieval hall house, or an Edwardian villa, we can arrange cover that protects the building itself and its character.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Listed buildings come in many forms - from Grade I castles and cathedrals to Grade II terraces and farmhouses. We arrange cover for every grade and every period of construction, including timber-framed medieval houses, Georgian and Regency townhouses, Victorian rectories, and Edwardian country piles. Whether your home is a private residence, a let property, or part of a larger estate, we can arrange buildings and contents cover tailored to its grade and materials.
Listed building cover needs to reflect both the reinstatement cost of your property (often much higher than a standard home) and the specific risks that come with period construction: thatched or stone-shingled roofs, lime-plastered walls, and heritage features that can't simply be replaced with modern alternatives. Our policies include buildings, contents, alternative accommodation, and optional extras like accidental damage and home emergency cover.
What makes listed-property insurance different is the acceptance that you can't just rebuild in breeze block and render. The policy has to assume like-for-like restoration with appropriate materials and conservation-approved craftspeople - and the insurer has to understand that. Our panel of specialist underwriters values that work properly, so when you make a claim you're not fighting to get heritage techniques signed off.
The most common questions we're asked about listed property insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Accurately valuing a listed property is crucial to ensuring adequate insurance coverage. Unlike standard properties, the rebuild cost of a listed building can be substantially higher than its market value due to the requirement for specialist materials and craftsmanship.
We work with experienced surveyors who specialise in historic buildings to establish the true rebuild cost of your property. They consider factors such as architectural features, original materials, and the potential need for specialist craftspeople. This detailed assessment ensures that you're neither underinsured (which could leave you financially exposed in the event of a claim) nor overinsured (which would mean paying unnecessarily high premiums).
Several factors influence the cost of insuring a listed property:
While listed property insurance typically costs more than standard home insurance, there are several ways to manage your premium costs:
Whatever kind of property you own, rent or let, we arrange specialist cover from a panel of leading insurers. Browse our full range below or speak to our team.
One broker, many kinds of cover - all handled by our UK-based team.
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ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every listed property insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
