Chris Knott Insurance

TVR Insurance

Tailored insurance for Britain’s most characterful sports cars

When you own a TVR, you’re driving a piece of British passion, a hand-built sports car that represents decades of engineering innovation and distinctive design. At Chris Knott Insurance, we understand the unique character and requirements that come with insuring these exceptional British machines, and we’re here to source the tailored cover your TVR deserves.

Whether you own a classic Griffith, the legendary Cerbera, a track-focused Tuscan, or you’re eagerly awaiting delivery of the new Griffith, our experienced team has the knowledge and tailored insurer relationships to secure protection for your cherished sports car.

UK-Based Team
Not on Comparison Sites
TVR Insurance
2,200+ reviews
4.9
40+
Years' Experience
What makes insuring a TVR unique?

What makes insuring a TVR unique?

TVR has produced some of the most characterful and distinctive sports cars ever to emerge from Britain. From the early days in Blackpool through to the modern revival, these hand-built machines represent a uniquely British approach to sports car manufacturing that prioritises driver engagement and pure performance over modern conveniences.

The limited production numbers and hand-built nature of TVR vehicles create specific challenges for standard insurers. Many TVR models were produced in relatively small quantities, with some variants numbering in the hundreds rather than thousands. This rarity, combined with the passionate ownership community and potential for appreciation in value, means that tailored knowledge is essential for proper cover.

TVR’s reputation for producing cars with significant performance capabilities also influences cover requirements. Models like the Cerbera Speed 12 and Tuscan Speed Six are capable of extraordinary performance, requiring insurers who understand the responsibilities and risks associated with such potent machinery.

Our tailored insurers recognise these unique characteristics and can source appropriate cover that reflects both the true value and the distinctive nature of TVR ownership.

What makes insuring a TVR unique?
What TVR models can we insure?

What TVR models can we insure?

Our specialist arrangements cover the complete range of TVR vehicles, from the earliest models through to the latest revival cars. Whether you own a piece of TVR history or a modern interpretation of the marque's values, we have the expertise to arrange appropriate coverage.

Classic TVR Models
  • Early Models (1960s-1980s) - From the original Grantura through to the Tasmin range, these early TVR models represent the foundation of the marque's reputation. Many of these vehicles have become increasingly collectable, requiring specialist agreed value coverage.
  • S-Series and V8S - The S-series models, including the iconic V8S, marked TVR's evolution into more powerful territory. These models are now recognised classics that often appreciate, making proper agreed value coverage essential.
Modern Classics (1990s-2000s)
  • Griffith and Chimaera - Perhaps the most recognisable TVR models, the Griffith and Chimaera represent the peak of TVR's popularity. These models combine classic British sports car character with modern performance and are increasingly sought after by collectors.
  • Cerbera Range - The Cerbera, with its distinctive styling and powerful AJP engines, represents TVR's most ambitious production car. From the standard V8 models through to the legendary Speed 12, these vehicles require a specialist understanding of their unique characteristics.
  • Tuscan and T350 - The final generation of traditional TVR models, including the Tuscan, T350, Tamora, and Sagaris, showcase the marque at its most extreme. These models often feature significant performance capabilities and require insurers who understand their potential.
TVR Revival
  • New Griffith - The revival TVR Griffith represents a new chapter for the marque, combining modern engineering with classic TVR values. Our coverage arrangements can accommodate both pre-delivery and post-delivery requirements for these highly anticipated vehicles.
What TVR models can we insure?
What factors influence your TVR vehicle insurance premium?

What factors influence your TVR vehicle insurance premium?

Understanding the elements that affect your costs helps you make informed decisions about coverage and risk management. Several factors impact the cost of insuring a TVR:

  • Model and Rarity - Rare or high-performance variants typically cost more to insure than common models
  • Vehicle Value - Appreciated classics require higher coverage limits than depreciated vehicles
  • Driver Profile - Age, driving history, and experience with high-performance vehicles influence premiums
  • Usage Pattern - Weekend and enthusiast use typically attracts lower premiums than daily driving
  • Storage and Security - Secure garage storage and additional security measures can reduce premiums
  • Annual Mileage - Lower mileage policies often provide significant savings for enthusiast use
  • Modifications - Engine, suspension, or bodywork modifications affect both value and risk assessment
Storage and Security

Where and how you store your TVR significantly impacts your premium. Secure garage storage is particularly important for classic and high-value models, whilst additional security measures such as tracking devices, alarms, and immobilisers can provide premium reductions.

Driving Experience

Your experience with high-performance vehicles plays a crucial role in determining your premium. Many insurers offer preferential rates for drivers who have completed advanced driving courses or have demonstrable experience with similar vehicles.

Club Membership Benefits

TVR ownership often involves participation in the enthusiast community through clubs and events. We can often arrange preferential rates for members of recognised owners' clubs, reflecting the responsible ownership and maintenance standards typically associated with club membership.

What factors influence your TVR vehicle insurance premium?
What coverage options are available for your TVR?

What coverage options are available for your TVR?

Our comprehensive policies can be tailored to include a wide range of coverage options designed specifically for TVR ownership requirements.

Core Coverage Elements
  • Comprehensive Physical Damage - Protection against collision, theft, vandalism, weather damage, and other perils that could affect your TVR. This is particularly important given the potential difficulty in sourcing replacement parts for some models.
  • Third Party Liability - Mandatory coverage that protects you against claims from other parties. For high-performance TVR models, we recommend higher liability limits given the potential performance capabilities.
  • Agreed Value Protection - Essential for classic and appreciating TVR models, agreed value coverage ensures you receive the full agreed-upon value rather than a depreciated book value that may not reflect true market worth.
Optional Enhancements
  • Track Day Coverage - For owners who participate in track events or driving experiences, we can arrange coverage that extends protection to circuit use, subject to specific terms and conditions.
  • Breakdown Cover - Specialist breakdown coverage that understands the unique requirements of classic and specialist vehicles, including recovery to approved specialists rather than generic garages.
  • Spare Parts and Tools - Coverage for valuable spare parts, specialist tools, and accessories that may not be covered under standard policies but are essential for TVR ownership.
  • European Coverage - Extended coverage for touring holidays and events across Europe, ensuring your TVR is protected wherever your enthusiasm takes you.
What coverage options are available for your TVR?
What about modifications and enhancements?

What about modifications and enhancements?

TVR ownership often involves modifications and enhancements, whether for performance, reliability, or personalisation. Our policies can be adapted to cover these modifications, ensuring that your investment in improvements is properly protected.

Common TVR modifications include engine upgrades, suspension improvements, brake enhancements, and reliability modifications addressing known issues with specific models. It's essential to declare any modifications to ensure they're properly covered and that the policy reflects the true value and risk profile of your vehicle.

Our team understands the TVR modification scene and can provide guidance on how different modifications might affect your coverage and premiums.

What about modifications and enhancements?
Frequently Asked Questions

Your TVR Insurance Questions Answered

The most common questions we're asked about TVR insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.

Can I get limited-mileage cover for a TVR I only use at weekends?

Yes. Most TVR owners keep their Griffith, Chimaera or Cerbera for sunny weekends and shows rather than daily driving, so limited-mileage cover at 1,500, 3,000 or 5,000 miles a year is usually the cheapest route. Tell our UK-based team your realistic annual mileage and we'll quote accordingly.

Can I insure my TVR on an agreed value basis?

Agreed value cover is often the right choice for a Tuscan, Sagaris or late Cerbera, because book values don't reflect what a well-kept example really fetches. We arrange cover on a panel that accepts agreed valuations backed by photos, service history and, where needed, a valuation from a TVR specialist.

Is track day cover available for a TVR?

Standard road policies do not cover on-circuit driving. TVRs are popular at Castle Combe, Donington and Goodwood, so we can arrange a separate track day policy for the day itself, leaving your road cover untouched. Bear in mind TVRs were built without ABS or airbags, so insurers will want details of the circuit and the event.

Do you offer TVR Car Club discounts?

Several insurers on our panel recognise TVR Car Club membership as evidence of a careful, engaged owner and apply a small discount. Let our UK-based team know your membership number when you quote and we'll check whether a club rate is available for your car and postcode.

Can I insure a modified TVR?

Yes. Uprated brakes, suspension kits, engine rebuilds and sensible exhaust work are part of TVR ownership, so insurers on our panel expect to see modifications declared. Give us a full list with values and we'll arrange cover that protects the work rather than leaving it uninsured.

Can I get laid-up cover for winter storage?

Yes. If your TVR goes into the garage from October to March we can arrange laid-up cover that protects against fire, theft and accidental damage while the car is off the road. It drops the cost significantly compared with full road cover and you can upgrade back to driving cover when spring arrives.

Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

IW
Written by
Ian Willis
Chris Knott Insurance
SC
Reviewed by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
Get Your Quote Today

Get Your TVR Insurance
Quote

Every tvr insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.

Monday to Friday 9am – 5pm
[email protected]

Get Your Quote

Fill in the form below and our team will be in touch with your personalised tvr insurance quote.