Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Directors And Officers Insurance, also known as D&O Insurance, protects past, present and future directors in the event of a claim of wrongdoing.
Directors, officers and partners have additional responsibilities. They have the power to dictate investments, decide protocol, protect the workforce and manage pensions. As a result, these positions of leadership could put key personnel at risk of claims of wrongful acts by employees, investors, shareholders or regulators if they are held personally responsible.
A successful claim could disqualify them from further leadership roles, lead to criminal prosecution, or put their assets at risk.
D&O Insurance, therefore, sources vital financial protection in the event of a claim. It can cover the cost of defence and investigation as well as any resulting financial losses.
Excellent to deal with, great price, and a very efficient service. I would recommend Chris Knott Insurance to anyone wanting insurance.
Steve Lawrence
Contact Chris Knott Insurance for an Insurance quote today on
0800 917 2274.
The most common questions we're asked about directors and officers insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
D&O Insurance is designed to financially protect directors, partners and officers of a business against claims of wrongful acts. These acts could include:
Occupying a position of responsibility means that employees, the public, investors, creditors and regulators may hold directors personally liable for these acts. For instance, your shareholders may sue you if they believe you made an investment without due diligence.
Claims of wrongful acts mean that you could face director disqualification or prosecution. Personal assets may be at risk too.
Directors Insurance therefore provides financial support in the event of a claim, contributing towards the costs of defence and covering resulting financial losses.
Directors And Officers Insurance provides cover to past, present and future directors, officers and partners of businesses. This can include non-executive directors too.
It will help to pay the cost of defending a claim of wrongdoing and any financial losses as a result. Wrongful acts can include breaches of trust, negligence, mismanagement of pension funds and health and safety failures. Some types of cover will also provide funds for investigation. D&O Insurance does not provide cover for your organisation as a whole – just its leadership.
Directors Liability Insurance also does not cover you for claims of embezzlement or fraudulent or criminal activity, such as insider trading. The exact cover you need will depend on the kind of business you carry out and the unique risks your business faces.
Management Liability Insurance is a more comprehensive policy that includes D&O Insurance as part of its scope. It also usually provides cover to the company more generally as well as to the employee. Directors And Officers Insurance, however, focuses on financial protection to those in positions of leadership.
The cost of a D&O policy will depend on several factors. These include:
To find out more about the type of Directors Insurance your business needs and how much it will cost, you can speak to the Chris Knott Insurance team for expert advice.
Directors Liability Insurance can benefit companies of all sizes. Even if you have a small business, you could still be sued if one of your employees has a fatal accident on site and you are seen as being responsible. Protecting your own personal assets with D&O Insurance could therefore provide valuable peace of mind.
Sole traders cannot have Directors Liability Insurance because there is no legal distinction made between you or your company.
However, if you become a limited company, you may want to get it. A limited company makes you and your business separate legal entities, which limits your liability. However, as a director of that company you open up the possibility of personal liability if a claim of wrongdoing is made against you.
Whatever your trade or business, we arrange tailored commercial insurance from a panel of leading UK insurers. Browse our full range below.
One broker, many kinds of cover - all handled by our UK-based team.
Classic, modified, imported, performance cars and more. Owner's club members save up to 15%.
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Home, landlord, holiday home, listed buildings, thatched properties and places of worship.
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Annual, single trip, medical conditions and group travel cover for UK and overseas.
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Charity, church, dog business, allotment and place of worship insurance from specialists.
ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every directors and officers insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
